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	<title>Finance Archives - AKAMom Magazine</title>
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	<title>Finance Archives - AKAMom Magazine</title>
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		<title>Turn Old Textbooks Into Summer Spending Money</title>
		<link>https://akamommagazine.com/parenting/turn-old-textbooks-into-summer-spending-money/</link>
					<comments>https://akamommagazine.com/parenting/turn-old-textbooks-into-summer-spending-money/#respond</comments>
		
		<dc:creator><![CDATA[saraconnors]]></dc:creator>
		<pubDate>Thu, 18 Jun 2026 23:18:02 +0000</pubDate>
				<category><![CDATA[College & Beyond]]></category>
		<category><![CDATA[Elementary Years]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Parenting]]></category>
		<category><![CDATA[Tweens & Teens]]></category>
		<category><![CDATA[affordable textbooks]]></category>
		<category><![CDATA[back to school savings]]></category>
		<category><![CDATA[book recycling]]></category>
		<category><![CDATA[circular economy]]></category>
		<category><![CDATA[college life]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[college prep]]></category>
		<category><![CDATA[college savings]]></category>
		<category><![CDATA[college student money tips]]></category>
		<category><![CDATA[college student tips]]></category>
		<category><![CDATA[college students]]></category>
		<category><![CDATA[college textbooks]]></category>
		<category><![CDATA[declutter your home]]></category>
		<category><![CDATA[decluttering tips]]></category>
		<category><![CDATA[earn money online]]></category>
		<category><![CDATA[eco friendly habits]]></category>
		<category><![CDATA[educational resources]]></category>
		<category><![CDATA[family budgeting]]></category>
		<category><![CDATA[graduation season]]></category>
		<category><![CDATA[higher education]]></category>
		<category><![CDATA[life skills for teens]]></category>
		<category><![CDATA[make money as a student]]></category>
		<category><![CDATA[Money saving tips]]></category>
		<category><![CDATA[parenting college students]]></category>
		<category><![CDATA[parenting teens]]></category>
		<category><![CDATA[sell textbooks]]></category>
		<category><![CDATA[sell used textbooks]]></category>
		<category><![CDATA[student budget tips]]></category>
		<category><![CDATA[student finances]]></category>
		<category><![CDATA[student lifestyle]]></category>
		<category><![CDATA[student resources]]></category>
		<category><![CDATA[student savings]]></category>
		<category><![CDATA[student side hustle]]></category>
		<category><![CDATA[student success]]></category>
		<category><![CDATA[summer activities for teens]]></category>
		<category><![CDATA[summer jobs for students]]></category>
		<category><![CDATA[summer side hustle]]></category>
		<category><![CDATA[summer spending money]]></category>
		<category><![CDATA[sustainable education]]></category>
		<category><![CDATA[sustainable living]]></category>
		<category><![CDATA[teen money management]]></category>
		<category><![CDATA[textbook buyback]]></category>
		<category><![CDATA[textbook buyback program]]></category>
		<category><![CDATA[textbook resale]]></category>
		<category><![CDATA[used books]]></category>
		<category><![CDATA[used college textbooks]]></category>
		<category><![CDATA[used textbooks]]></category>
		<category><![CDATA[ways to make extra money]]></category>
		<category><![CDATA[World of Books]]></category>
		<guid isPermaLink="false">https://akamommagazine.com/?p=19293</guid>

					<description><![CDATA[<p>The school year has wrapped up, finals are finished, and summer is finally here. Many students finish a semester and toss old textbooks into storage bins, closets, or recycling piles. But instead of letting those books gather dust, you can give them a second life and earn money in the process. Why Sell Your Used&#8230;</p>
<p>The post <a href="https://akamommagazine.com/parenting/turn-old-textbooks-into-summer-spending-money/">Turn Old Textbooks Into Summer Spending Money</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p><span style="font-weight: 400;">The school year has wrapped up, finals are finished, and summer is finally here. Many students finish a semester and toss old textbooks into storage bins, closets, or recycling piles. But instead of letting those books gather dust, you can give them a second life and earn money in the process.</span></p>
<h2><span style="font-size: 18pt;"><b>Why Sell Your Used Textbooks?</b></span></h2>
<p><span style="font-weight: 400;"><img fetchpriority="high" decoding="async" class="alignnone wp-image-19295" src="https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM.jpg" alt="" width="380" height="241" srcset="https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM.jpg 846w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-600x382.jpg 600w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-300x191.jpg 300w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-768x488.jpg 768w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-450x286.jpg 450w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-225x143.jpg 225w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-20x13.jpg 20w, https://akamommagazine.com/wp-content/uploads/2026/06/Screen-Shot-2026-06-16-at-4.51.23-PM-151x96.jpg 151w" sizes="(max-width: 380px) 100vw, 380px" /></span><span style="font-weight: 400;">Textbooks are expensive, and many students are looking for affordable options when a new semester begins. Selling your used books helps other students access the materials they need while putting extra cash back in your pocket.</span><span style="font-weight: 400;">It&#8217;s a win-win situation:</span></p>
<ul>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Earn money from books you no longer use</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Declutter your dorm room, bedroom, or apartment</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Help another student save on education costs</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Support a more sustainable way to reuse resources</span></li>
</ul>
<h2><span style="font-size: 18pt;"><b>How World of Books Makes It Easy</b></span></h2>
<p><span style="font-weight: 400;">World of Books has simplified the process of selling used textbooks and books. Instead of searching for individual buyers or dealing with complicated marketplace listings, you can quickly find out whether your books qualify and begin the selling process online.</span><span style="font-weight: 400;">The process is straightforward:</span></p>
<ol>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Gather the textbooks and books and books you no longer need.</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Scan their barcodes using the World of Books app and get an instant quote</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Box them up and ship them off for free</span></li>
<li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Get paid</span></li>
</ol>
<p><span style="font-weight: 400;">AKA Mom readers can use promo code AKAMOM15 for 15% extra</span></p>
<a class="maxbutton-2 maxbutton" target="_blank" rel="noopener" href="https://www.awin1.com/cread.php?awinmid=116711&#038;awinaffid=2922701&#038;ued=https://sell.worldofbooks.com/en-us"><span class='mb-text'>Sell Your Books</span></a>
<p>&nbsp;</p>
<h2><span style="font-size: 18pt;"><b>Give Your Books a New Chapter</b></span></h2>
<p><span style="font-weight: 400;">Your textbooks helped you get through classes, projects, and exams. Now they can help another student do the same. Rather than storing them indefinitely or throwing them away, consider selling them through World of Books. You&#8217;ll earn extra cash, support sustainability, and help educational resources stay in circulation where they&#8217;re needed most.</span><span style="font-weight: 400;">Ready to turn your old textbooks into summer spending money? Visit World of Books and see how easy it can be to give your books a new chapter.</span><span style="font-weight: 400;"> <a class="maxbutton-2 maxbutton" target="_blank" rel="noopener" href="https://www.awin1.com/cread.php?awinmid=116711&#038;awinaffid=2922701&#038;ued=https://sell.worldofbooks.com/en-us"><span class='mb-text'>Sell Your Books</span></a> </span></p>
<p>The post <a href="https://akamommagazine.com/parenting/turn-old-textbooks-into-summer-spending-money/">Turn Old Textbooks Into Summer Spending Money</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>The Loud Budgeting Trend: Smart Money Move or Just Another Label?</title>
		<link>https://akamommagazine.com/lifestyle/finance/loud-budgeting-trend-smart-money-move-or-just-another-label/</link>
					<comments>https://akamommagazine.com/lifestyle/finance/loud-budgeting-trend-smart-money-move-or-just-another-label/#respond</comments>
		
		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Mon, 01 Jun 2026 14:58:55 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[budgeting apps]]></category>
		<category><![CDATA[budgeting lifestyle]]></category>
		<category><![CDATA[budgeting tips for women]]></category>
		<category><![CDATA[budgeting trends 2026]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[financial goals]]></category>
		<category><![CDATA[financial wellness]]></category>
		<category><![CDATA[intentional spending]]></category>
		<category><![CDATA[loud budgeting]]></category>
		<category><![CDATA[money management for families]]></category>
		<category><![CDATA[Money saving tips]]></category>
		<category><![CDATA[personal finance for moms]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[smart spending]]></category>
		<category><![CDATA[women and money]]></category>
		<guid isPermaLink="false">https://akamommagazine.com/?p=17768</guid>

					<description><![CDATA[<p>More women are openly saying no to unnecessary spending and yes to their financial goals. Here's why the loud budgeting trend is generating so much conversation.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/loud-budgeting-trend-smart-money-move-or-just-another-label/">The Loud Budgeting Trend: Smart Money Move or Just Another Label?</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p class="isSelectedEnd">There was a time when saying &#8220;I can&#8217;t afford that right now&#8221; felt awkward.</p>
<p class="isSelectedEnd">People came up with all kinds of creative ways to avoid saying it. They claimed they were busy. They said they were trying to eat healthier. They promised to join the girls&#8217; trip next time.</p>
<p class="isSelectedEnd">Anything except admitting they simply didn&#8217;t want to spend the money.</p>
<p class="isSelectedEnd">Now, a growing number of women are doing something that feels surprisingly radical.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>They&#8217;re saying it out loud.</strong></span></p>
<p class="isSelectedEnd">It&#8217;s called &#8220;loud budgeting,&#8221; and it has become one of the biggest personal finance conversations online. Instead of quietly overspending to keep up appearances, people are openly choosing their financial goals over social expectations.</p>
<p class="isSelectedEnd">Need to skip brunch?</p>
<p class="isSelectedEnd">&#8220;I&#8217;d rather put that money toward my vacation fund.&#8221;</p>
<p class="isSelectedEnd">Passing on concert tickets?</p>
<p class="isSelectedEnd">&#8220;Not in my budget this month.&#8221;</p>
<p class="isSelectedEnd">Declining a shopping trip?</p>
<p class="isSelectedEnd">&#8220;I&#8217;m saving for something more important.&#8221;</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>Simple. Honest. Refreshingly direct.</strong></span></p>
<p class="isSelectedEnd">But is loud budgeting genuinely helping people make smarter financial decisions, or is it simply a new label for habits that have existed for generations?</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>The answer might be a little bit of both.</strong></span></p>
<h2>The Money Conversation Everyone Suddenly Seems to Be Having</h2>
<p class="isSelectedEnd">Part of the reason loud budgeting has taken off is because many people are feeling squeezed financially.</p>
<p class="isSelectedEnd">Even families with decent incomes are noticing how quickly expenses add up. Groceries cost more. Travel costs more. Activities for kids cost more. The little purchases that once felt insignificant now seem to show up everywhere.</p>
<p class="isSelectedEnd">At the same time, social media continues to present a constant stream of vacations, restaurant meals, home renovations, beauty treatments, and shopping hauls.</p>
<p class="isSelectedEnd">It&#8217;s easy to feel like everyone else is somehow affording more than you are.</p>
<p class="isSelectedEnd">Loud budgeting pushes back against that idea.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>Instead of pretending everything is fine financially, people are becoming more comfortable acknowledging tradeoffs.</strong></span></p>
<p class="isSelectedEnd">Because the reality is that most financial decisions involve one.</p>
<p class="isSelectedEnd">Every dollar spent on one thing is a dollar that can&#8217;t be used somewhere else.</p>
<h2>The Case for Saying It Out Loud</h2>
<p class="isSelectedEnd">Supporters see loud budgeting as a healthy shift.</p>
<p class="isSelectedEnd">For years, conversations about money often carried a sense of embarrassment. People felt uncomfortable discussing debt, savings goals, financial stress, or even the fact that they were trying to spend less.</p>
<p class="isSelectedEnd">Loud budgeting removes some of that pressure.</p>
<p class="isSelectedEnd">It gives people permission to prioritize long-term goals over short-term spending.</p>
<p class="isSelectedEnd">For one woman, that might mean skipping weekly takeout to pay off credit card debt.</p>
<p class="isSelectedEnd">For another, it could mean saying no to impulse purchases because she&#8217;s focused on building an emergency fund.</p>
<p class="isSelectedEnd">Others are using the approach to save for family vacations, home improvements, retirement, or simply creating more breathing room in their monthly budget.</p>
<p class="isSelectedEnd">There&#8217;s also something surprisingly freeing about being honest.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>Most people aren&#8217;t judging your spending decisions nearly as much as you think they are.</strong></span></p>
<p class="isSelectedEnd">And sometimes, your honesty encourages someone else to admit they&#8217;re trying to save money too.</p>
<h2>The Argument Against Giving It a Name</h2>
<p class="isSelectedEnd">Not everyone is convinced.</p>
<p class="isSelectedEnd">Some critics argue that loud budgeting is simply basic financial responsibility wrapped in trendy packaging.</p>
<p class="isSelectedEnd">After all, previous generations lived on budgets, saved for large purchases, and declined invitations they couldn&#8217;t afford long before social media gave it a catchy name.</p>
<p class="isSelectedEnd">Others worry that it can become performative.</p>
<p class="isSelectedEnd">When financial decisions become content, there is always a risk that the focus shifts from making progress to making a statement.</p>
<p class="isSelectedEnd">There&#8217;s also the possibility of swinging too far in the opposite direction.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>Financial discipline matters. But so does enjoying your life.</strong></span></p>
<p class="isSelectedEnd">The goal isn&#8217;t to eliminate every dinner out, every vacation, every concert, or every little treat that brings you joy.</p>
<p class="isSelectedEnd">The goal is to make intentional choices rather than automatic ones.</p>
<p class="isSelectedEnd">As with most things, balance tends to work better than extremes.</p>
<h2>Making the Numbers Less Intimidating</h2>
<p class="isSelectedEnd">Whether you call it loud budgeting or simply being more intentional with your money, there are some helpful tools that can make the process easier.</p>
<p class="isSelectedEnd">Many women swear by <a href="https://www.ynab.com/">YNAB (You Need A Budget)</a> because it helps users give every dollar a purpose before it gets spent. Instead of wondering where the money went at the end of the month, you&#8217;re making decisions before the spending happens.</p>
<p class="isSelectedEnd">Others prefer the straightforward approach of <a href="https://www.ramseysolutions.com/money/everydollar">EveryDollar</a>, which simplifies monthly budgeting without requiring a finance degree to understand it.</p>
<p class="isSelectedEnd">For those focused on building savings, <a href="https://www.acorns.com/invest/">Acorns</a> rounds up everyday purchases and automatically invests the spare change. It&#8217;s one of those systems that works quietly in the background while you go about your life.</p>
<p class="isSelectedEnd">And if you&#8217;re curious where your money is disappearing every month, <a href="https://www.rocketmoney.com/">Rocket Money</a> can help identify subscriptions and recurring expenses that often get overlooked.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>Sometimes the most effective budgeting tool isn&#8217;t an app at all.</strong></span></p>
<p class="isSelectedEnd"><span style="color: #434343">A dedicated savings account labeled &#8220;Family Vacation,&#8221; &#8220;Emergency Fund,&#8221; or &#8220;Kitchen Remodel&#8221; can make financial goals feel more tangible and make it easier to say no to purchases that don&#8217;t align with what you&#8217;re working toward.</span></p>
<h2>It&#8217;s Not Actually About the Budget</h2>
<p class="isSelectedEnd">What makes loud budgeting interesting isn&#8217;t really the budgeting part.</p>
<p class="isSelectedEnd">It&#8217;s the honesty.</p>
<p class="isSelectedEnd">For years, many people felt pressure to appear financially comfortable, whether they actually were or not.</p>
<p class="isSelectedEnd">This trend challenges that expectation.</p>
<p class="isSelectedEnd">It suggests that saying &#8220;that&#8217;s not a priority for me right now&#8221; may be healthier than quietly stressing about money behind the scenes.</p>
<p class="isSelectedEnd">And perhaps that&#8217;s why the conversation resonates with so many women.</p>
<p class="isSelectedEnd">It&#8217;s not really about spreadsheets or budgeting apps.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>It&#8217;s about feeling comfortable making choices that support your goals, even when those choices don&#8217;t look exactly like everyone else&#8217;s.</strong></span></p>
<h2>Maybe the Label Matters Less Than the Habit</h2>
<p class="isSelectedEnd">The phrase &#8220;loud budgeting&#8221; may eventually fade, just like countless trends before it.</p>
<p class="isSelectedEnd">But the ideas behind it are hardly new.</p>
<p class="isSelectedEnd">Living within your means. Being intentional about spending. Feeling comfortable saying no to purchases that don&#8217;t align with your priorities.</p>
<p class="isSelectedEnd">Previous generations practiced many of these habits long before social media gave them a name.</p>
<p class="isSelectedEnd">Perhaps that&#8217;s why this conversation is resonating.</p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>It&#8217;s not really about budgeting.</strong></span></p>
<p class="isSelectedEnd"><span style="color: #980000"><strong>It&#8217;s about removing the embarrassment from financial boundaries and replacing it with honesty.</strong></span></p>
<p class="isSelectedEnd">Whether loud budgeting becomes a lasting movement or simply another label remains to be seen.</p>
<p>Either way, it&#8217;s getting people talking about money in a way they haven&#8217;t before, and that alone may be worth paying attention to.</p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><span style="font-size: 12pt"><strong data-start="1503" data-end="1523">Other articles you will enjoy:</strong></span></p>
<ul data-start="1525" data-end="1742">
<li data-section-id="13whuqu" data-start="1525" data-end="1569"><span style="font-size: 12pt;font-family: lora, serif"><a href="https://akamommagazine.com/lifestyle/why-moms-are-done-being-busy/">Why Women Are Done Overbooking Their Lives</a></span></li>
<li data-section-id="106ncyt" data-start="1570" data-end="1618"><span style="font-size: 12pt;font-family: lora, serif"><a href="https://akamommagazine.com/lifestyle/low-stress-travel-for-moms/">The Low-Effort Travel Trend Moms Are Embracing</a></span></li>
<li data-section-id="lg1nb4" data-start="1619" data-end="1649"><span style="font-size: 12pt;font-family: lora, serif"><a href="https://akamommagazine.com/lifestyle/home-lifestyle/tradwife-trend-explained/">The Tradwife Trend Explained</a></span></li>
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<li data-section-id="ds12ox" data-start="1692" data-end="1742"><span style="font-size: 12pt;font-family: lora, serif"><a href="https://akamommagazine.com/parenting/childhood-anxiety-causes-solutions/">The Rise in Childhood Anxiety: What&#8217;s Behind It?</a></span></li>
</ul>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/loud-budgeting-trend-smart-money-move-or-just-another-label/">The Loud Budgeting Trend: Smart Money Move or Just Another Label?</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>The Mom’s Guide to Saving, Investing, and Actually Building Wealth (Without Becoming a Finance Expert)</title>
		<link>https://akamommagazine.com/lifestyle/finance/investing-and-saving-guide-for-moms/</link>
					<comments>https://akamommagazine.com/lifestyle/finance/investing-and-saving-guide-for-moms/#respond</comments>
		
		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Fri, 27 Feb 2026 11:49:09 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[401k investing guide]]></category>
		<category><![CDATA[529 plan guide]]></category>
		<category><![CDATA[brokerage account basics]]></category>
		<category><![CDATA[education savings]]></category>
		<category><![CDATA[Family Finances]]></category>
		<category><![CDATA[Family Financial Advice]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[financial independence for moms]]></category>
		<category><![CDATA[financial planning]]></category>
		<category><![CDATA[investing]]></category>
		<category><![CDATA[investing for moms]]></category>
		<category><![CDATA[retirement]]></category>
		<category><![CDATA[Roth IRA for women]]></category>
		<category><![CDATA[saving for college]]></category>
		<category><![CDATA[saving money tips for moms]]></category>
		<category><![CDATA[wealth building for women 40 plus]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=12803</guid>

					<description><![CDATA[<p>From emergency funds to Roth IRAs and brokerage accounts, here is how moms can confidently save, invest, and build lasting wealth without becoming finance experts.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/investing-and-saving-guide-for-moms/">The Mom’s Guide to Saving, Investing, and Actually Building Wealth (Without Becoming a Finance Expert)</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="383" data-end="497">There is a moment most moms have at some point. It usually happens late at night, when the house is finally quiet.</p>
<p data-start="499" data-end="685">You open your banking app. You look at the balance. You look at retirement savings. You think about college. You think about inflation. You think about how much groceries cost this week.</p>
<p data-start="687" data-end="714">And then you close the app.</p>
<p data-start="716" data-end="780">Not because you do not care. But because it feels like too much.</p>
<p data-start="782" data-end="1046">The truth is, most mothers are running households like chief operating officers, yet feel oddly underqualified when it comes to investing and long-term wealth. We can coordinate sports schedules across three calendars, but the words index fund still make us pause.</p>
<p data-start="1048" data-end="1068"><span style="color: #980000;"><strong>Let’s simplify this.</strong></span></p>
<p data-start="1070" data-end="1232">This is not about becoming a financial analyst. It is about understanding your options, using what fits your life, and building wealth steadily without spiraling.</p>
<h2 data-start="1234" data-end="1286">Step One: Build Stability Before You Build Wealth</h2>
<p data-start="1288" data-end="1440">Before investing, before side income, before debating stocks at soccer practice, there is one foundational move that matters most: an emergency cushion.</p>
<p data-start="1442" data-end="1514">For moms, this is not just a rainy day fund. It is a peace of mind fund.</p>
<p data-start="1516" data-end="1668">Ideally, that means three to six months of essential expenses sitting in a high-yield savings account. Not invested. Not tied up. Liquid and accessible.</p>
<p data-start="1516" data-end="1668">Online banks such as Ally Bank, Marcus by Goldman Sachs and Capital One 360 offer high-yield savings accounts that typically earn significantly more than traditional brick and mortar bank accounts. These accounts are built for exactly this purpose.</p>
<p data-start="2129" data-end="2181"><strong><span style="color: #980000;">Because investing is long term. Emergencies are not.</span></strong></p>
<p data-start="2183" data-end="2262">Once that base is set, you can move forward with confidence instead of anxiety.</p>
<h2 data-start="2264" data-end="2320">Step Two: Understand the Three Core Investing Buckets</h2>
<p data-start="2322" data-end="2453">Most long-term wealth building for families falls into three areas: retirement accounts, brokerage accounts, and education savings.</p>
<p data-start="2455" data-end="2515"><span style="color: #980000;"><strong>When you break it down this way, it feels less overwhelming.</strong></span></p>
<h3 data-start="2517" data-end="2540">Retirement Accounts</h3>
<p data-start="2542" data-end="2731">If you have access to a workplace 401k, that is usually your first stop. Especially if your employer offers a match. An employer match is essentially free money, and it compounds over time.</p>
<p data-start="2542" data-end="2731">Many 401k plans are held with companies like <a href="https://www.fidelity.com/retirement/retirement-planning">Fidelity</a>, <a href="https://investor.vanguard.com/accounts-plans">Vanguard</a> or <a href="https://www.schwab.com/ira">Charles Schwab</a>.</p>
<p data-start="2902" data-end="3070">If you already have an account with one of these, log in and check your contribution rate. Even increasing it by one percent can make a meaningful difference over time.</p>
<p data-start="3072" data-end="3257">If you do not have access to a workplace plan, opening an individual retirement account is straightforward. These platforms allow you to open Roth or Traditional IRAs online in minutes.</p>
<p data-start="3428" data-end="3638">A Roth IRA can be particularly powerful for many moms because contributions are made with after-tax dollars and qualified withdrawals in retirement are tax free. That long-term tax advantage can be significant.</p>
<p data-start="3640" data-end="3751">For those who prefer a more hands-off approach, robo-advisors such as Betterment automatically build and manage diversified portfolios for you.</p>
<p data-start="3817" data-end="3867"><span style="color: #980000;"><strong>The key here is not perfection. It is consistency.</strong></span></p>
<h3 data-start="3869" data-end="3891">Brokerage Accounts</h3>
<p data-start="3893" data-end="4063">A brokerage account allows you to invest beyond retirement limits and access funds without age restrictions. This is where many women begin building wealth more flexibly.</p>
<p data-start="3893" data-end="4063">You can open brokerage accounts with <a href="https://www.fidelity.com/trading/account-fidelity?s_tnt=192636%3A1%3A0&amp;adobe_mc_sdid=SDID%3D25B227877451BBBC-6493AA70C2A228B8%7CMCORGID%3DEDCF01AC512D2B770A490D4C%40AdobeOrg%7CTS%3D1772256654&amp;adobe_mc_ref=https%3A%2F%2Fwww.fidelity.com%2Ftrading%2Finvesting-trading-ov%3Fs_tnt%3D200720%25253A1%25253A0">Fidelity</a>, <a href="https://investor.vanguard.com/accounts-plans/brokerage-accounts">Vanguard</a> or <a href="https://www.schwab.com/brokerage">Schwab</a>.</p>
<p data-start="3893" data-end="4063">For beginners who prefer an app-based experience, <a href="https://www.stash.com/">Stash</a> offers smaller automatic investment options that feel less intimidating.</p>
<p data-start="4449" data-end="4686">Within these accounts, many long-term investors favor low-cost index funds or exchange traded funds that track the overall market. Rather than trying to pick the next winning stock, this approach spreads risk and builds growth gradually.</p>
<p data-start="4688" data-end="4749"><span style="color: #980000;"><strong>This is not about chasing headlines. It is about compounding.</strong></span></p>
<h3 data-start="4751" data-end="4772">Education Savings</h3>
<p data-start="4774" data-end="4965">If college is part of your child’s future, a 529 plan offers tax advantages for education expenses. Contributions grow tax deferred and withdrawals for qualified education costs are tax free.</p>
<p data-start="4967" data-end="5060">Well-known plans such as the <a href="https://www.nysaves.org/">New York 529 College Savings Program</a> and <a href="https://my529.org/">Utah’s my529</a> are accessible and highly rated. Many states also offer their own plans with potential state tax benefits, so checking your home state first is wise.</p>
<p data-start="5253" data-end="5334"><span style="color: #980000;"><strong>But here is the rule many moms need to hear clearly: your retirement comes first.</strong></span></p>
<p data-start="5336" data-end="5399">There are loans for college. There are no loans for retirement.</p>
<h2 data-start="5401" data-end="5435">Step Three: Automate Everything</h2>
<p data-start="5437" data-end="5521">Moms are busy. If investing depends on remembering, it will not happen consistently.</p>
<p data-start="5523" data-end="5666">Set up automatic contributions to your 401k. Schedule monthly transfers into your Roth IRA. Automate investments within your brokerage account.</p>
<p data-start="5668" data-end="5778"><span style="color: #980000;"><strong>Automation removes emotion from the process. It also prevents the common mistake of trying to time the market.</strong></span></p>
<p data-start="5780" data-end="5831">Consistency beats perfect timing every single time.</p>
<h2 data-start="5833" data-end="5876">Step Four: Increase Income Intentionally</h2>
<p data-start="5878" data-end="5934"><span style="color: #980000;"><strong>Saving is powerful. Earning more accelerates everything.</strong></span></p>
<p data-start="5936" data-end="6068">Negotiating a raise at work can have a greater long-term impact than cutting lattes. A small salary increase compounds over decades.</p>
<p data-start="6070" data-end="6141">For additional income, platforms like <a href="https://www.upwork.com/">Upwork</a> allow freelance work in writing, design, consulting, and more. <a href="https://www.shopify.com/">Shopify</a> and <a href="https://www.etsy.com/">Etsy</a> offer pathways for product-based income streams.</p>
<p data-start="6328" data-end="6508">The goal is not to exhaust yourself. It is to channel additional income strategically. Direct extra earnings toward investing instead of lifestyle expansion, and growth multiplies.</p>
<h2 data-start="6510" data-end="6540">Beyond the Numbers</h2>
<p data-start="6542" data-end="6629">Money is rarely just math. It carries emotion, identity, security, and sometimes guilt.</p>
<p data-start="6631" data-end="6733">Many women worry they are behind. Career pauses, part-time work, or caregiving years can create doubt.</p>
<p data-start="6735" data-end="6782">But investing rewards starting, not perfection.</p>
<p data-start="6784" data-end="6900"><span style="color: #980000;"><strong>Fifty dollars invested monthly for years builds more wealth than waiting for the perfect moment to invest thousands.</strong></span></p>
<p data-start="6902" data-end="6932">Compound growth favors action.</p>
<h2 data-start="6934" data-end="6952">The Bottom Line</h2>
<p data-start="6954" data-end="7015">You do not need to memorize stock charts or financial jargon.</p>
<p data-start="7017" data-end="7026"><strong>You need:</strong></p>
<p data-start="7028" data-end="7167">A solid emergency fund.<br data-start="7051" data-end="7054" />A retirement contribution plan.<br data-start="7085" data-end="7088" />A brokerage strategy if appropriate.<br data-start="7124" data-end="7127" />Automation.<br data-start="7138" data-end="7141" />Intentional income growth.</p>
<p data-start="7169" data-end="7229"><span style="color: #980000;"><strong>Wealth for moms is not about obsession. It is about options.</strong></span></p>
<p data-start="7231" data-end="7360">Options to retire comfortably.<br data-start="7261" data-end="7264" />Options to pivot careers.<br data-start="7289" data-end="7292" />Options to help your children.<br data-start="7322" data-end="7325" />Options to say no when you need to.</p>
<p data-start="7362" data-end="7420">And that kind of freedom is worth learning the basics for.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/investing-and-saving-guide-for-moms/">The Mom’s Guide to Saving, Investing, and Actually Building Wealth (Without Becoming a Finance Expert)</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>Side Hustles Are Back (But We’re Doing Them Way Less Chaotic in 2026)</title>
		<link>https://akamommagazine.com/lifestyle/finance/side-hustles-are-back-but-were-doing-them-way-less-chaotic-in-2026/</link>
					<comments>https://akamommagazine.com/lifestyle/finance/side-hustles-are-back-but-were-doing-them-way-less-chaotic-in-2026/#respond</comments>
		
		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Wed, 14 Jan 2026 17:20:49 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[best side hustles 2026]]></category>
		<category><![CDATA[best side hustles for moms]]></category>
		<category><![CDATA[digital products for beginners]]></category>
		<category><![CDATA[extra income for women]]></category>
		<category><![CDATA[extra income ideas]]></category>
		<category><![CDATA[Facebook Marketplace flipping]]></category>
		<category><![CDATA[freelancing for moms]]></category>
		<category><![CDATA[how to make extra money]]></category>
		<category><![CDATA[Instagram Reels income]]></category>
		<category><![CDATA[mom side hustle quiz]]></category>
		<category><![CDATA[online side hustles]]></category>
		<category><![CDATA[Pinterest affiliate marketing]]></category>
		<category><![CDATA[side hustle quiz]]></category>
		<category><![CDATA[side hustles 2026]]></category>
		<category><![CDATA[side hustles for moms]]></category>
		<category><![CDATA[sustainable income for women]]></category>
		<category><![CDATA[TikTok Shop affiliate]]></category>
		<category><![CDATA[TikTok side hustle]]></category>
		<category><![CDATA[TikTok side hustles]]></category>
		<category><![CDATA[UGC creator jobs]]></category>
		<category><![CDATA[work from home for moms]]></category>
		<category><![CDATA[work from home ideas]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=12337</guid>

					<description><![CDATA[<p>Side hustles are back in 2026, but the new vibe is smart and sustainable. Explore side hustle ideas that actually work today, then take the quiz to find your best fit.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/side-hustles-are-back-but-were-doing-them-way-less-chaotic-in-2026/">Side Hustles Are Back (But We’re Doing Them Way Less Chaotic in 2026)</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="315" data-end="456">Side hustles are back, but the vibe is different. We are no longer glamorizing the “wake up at 5 a.m. and grind until your eye twitches” era.</p>
<p data-start="458" data-end="736">In 2026, women are building extra income in ways that feel realistic, flexible, and not like a second full-time job. Think: low drama, high payoff, and options that work even if your schedule is chaotic, your energy is inconsistent, or your kids treat bedtime like a suggestion.</p>
<p data-start="738" data-end="862">If you’ve been thinking about starting something on the side, this is your sign that you can do it without losing your mind.</p>
<h3 data-start="864" data-end="922">The Best Side Hustles in 2026 Have One Thing in Common</h3>
<p data-start="924" data-end="948">They fit into your life.</p>
<p data-start="950" data-end="1084">They are not built around hustle culture. They are built around what you can consistently do, even on weeks where everything is a lot.</p>
<p data-start="1086" data-end="1147"><strong>In 2026, the strongest side hustles are usually one of these:</strong></p>
<p style="padding-left: 40px;">• Content-based (you create once, it keeps working)</p>
<p style="padding-left: 40px;">• Skill-based (you sell what you already know)</p>
<p style="padding-left: 40px;">• Community-based (you build trust, then monetize)</p>
<p data-start="1299" data-end="1402">And yes, social platforms are still a huge part of this, but you do not have to go viral to make money.</p>
<h2 data-start="1409" data-end="1465">Side Hustle Ideas That Are Actually Working Right Now</h2>
<h3 data-start="1467" data-end="1519">1. TikTok Shop Affiliate (Without Being Cringey)</h3>
<p data-start="1521" data-end="1775">TikTok Shop has become one of the fastest ways for everyday creators to earn money through product discovery. The big misconception is that you need a massive following. In reality, TikTok favors content that converts, not just content that looks pretty.</p>
<p data-start="1777" data-end="1848"><strong>This side hustle works well if you can film short, helpful videos like:</strong></p>
<p style="padding-left: 40px;" data-start="1851" data-end="1886">• “What I actually use as a busy mom”</p>
<p style="padding-left: 40px;" data-start="1889" data-end="1943">• “Amazon finds that earned a permanent spot in my life”</p>
<p style="padding-left: 40px;" data-start="1946" data-end="1985">• “This product saved my morning routine”</p>
<p data-start="1987" data-end="2065"><strong>To learn the basics, start here:</strong> <a href="https://www.tiktok.com/shop">TikTok Shop</a></p>
<p data-start="2067" data-end="2202">And if you’re building content consistently, a tool like <a href="https://www.capcut.com">CapCut</a> makes editing quick and beginner-friendly.</p>
<p data-start="2204" data-end="2303"><em>Influencer tip: You don’t have to be loud or over the top. Calm product demos do surprisingly well.</em></p>
<h3 data-start="2310" data-end="2356">2. UGC (User Generated Content) for Brands</h3>
<p data-start="2358" data-end="2553">UGC is basically getting paid to create content for brands without being “an influencer” in the traditional sense. You make videos or photos that brands can use for ads, Reels, and product pages.</p>
<p data-start="2555" data-end="2661">You don’t need a huge audience because you’re not getting paid for reach. You’re getting paid for content.</p>
<p data-start="2663" data-end="2806"><strong>To browse UGC opportunities, check out:</strong><br data-start="2702" data-end="2705" /><a href="https://billo.app">Billo</a><br data-start="2732" data-end="2735" /><a href="https://insense.pro">Insense</a> <br data-start="2766" data-end="2769" /><a href="https://joinbrands.com">JoinBrands</a></p>
<p data-start="2808" data-end="2913">This is perfect if you like content creation, but you do not feel like building a public brand right now.</p>
<h3 data-start="2920" data-end="2979">3. Facebook Marketplace Flips (Yes, It’s Still a Thing)</h3>
<p data-start="2981" data-end="3119">Facebook Marketplace continues to be one of the easiest low-barrier side hustles because people are always decluttering and always buying.</p>
<p data-start="3121" data-end="3178"><strong>The sweet spot is buying underpriced items and reselling:</strong></p>
<p style="padding-left: 40px;" data-start="3181" data-end="3195">• kids furniture</p>
<p style="padding-left: 40px;" data-start="3198" data-end="3221">• strollers and baby gear</p>
<p style="padding-left: 40px;" data-start="3224" data-end="3234">• home decor</p>
<p style="padding-left: 40px;" data-start="3237" data-end="3251">• seasonal items</p>
<p data-start="3253" data-end="3331"><strong>Start here:</strong><br data-start="3264" data-end="3267" /><a href="https://www.facebook.com/marketplace/">Facebook Marketplace</a></p>
<p data-start="3333" data-end="3489">If you want to level up, focus on items you know will sell quickly. Think “mom demand” items: play kitchens, outdoor toys, toddler beds, and popular brands.</p>
<p data-start="3491" data-end="3549">It’s not glamorous, but neither is paying for summer camp.</p>
<h3 data-start="3556" data-end="3613">4. Pinterest + Affiliate Links (The Quiet Money Move)</h3>
<p data-start="3615" data-end="3806">Pinterest is still one of the most underrated platforms for side hustle income, especially for moms. Unlike Instagram, posts don’t die in 24 hours. Pinterest content keeps working for months.</p>
<p data-start="3808" data-end="3839"><strong>You can earn income by posting:</strong></p>
<p style="padding-left: 40px;" data-start="3842" data-end="3858">• product roundups</p>
<p style="padding-left: 40px;" data-start="3861" data-end="3879">• outfit inspiration</p>
<p style="padding-left: 40px;" data-start="3882" data-end="3897">• meal prep ideas</p>
<p style="padding-left: 40px;" data-start="3900" data-end="3918">• organization hacks</p>
<p style="padding-left: 40px;" data-start="3921" data-end="3935">• parenting tips</p>
<p data-start="3937" data-end="3989">Then you connect it to affiliate links or your blog.</p>
<p data-start="3991" data-end="4088"><strong>To get started, use a business account:</strong><br data-start="4030" data-end="4033" /><a href="https://business.pinterest.com">Pinterest Business</a></p>
<p data-start="4090" data-end="4274"><strong>Many creators use affiliate networks like:</strong><br data-start="4132" data-end="4135" /><a href="https://impact.com">Impact</a> <br data-start="4164" data-end="4167" /><a href="https://affiliate-program.amazon.com">Amazon Associates</a> <br data-start="4225" data-end="4228" /><a href="https://www.shopltk.com">LTK</a> (LikeToKnowIt)</p>
<p data-start="4276" data-end="4373">Pinterest is perfect for people who want “income over time” instead of constant posting pressure.</p>
<h3 data-start="4380" data-end="4421">5. Instagram Reels + Digital Products</h3>
<p data-start="4423" data-end="4565">If you already create content on Instagram, turning that into a side hustle can be as simple as making a digital product people actually want.</p>
<p data-start="4567" data-end="4576"><strong>Examples:</strong></p>
<p style="padding-left: 40px;" data-start="4579" data-end="4622">• “Lunchbox Ideas for Busy Weeks” printable</p>
<p style="padding-left: 40px;" data-start="4625" data-end="4664">• “Clean Girl Makeup Routine” checklist</p>
<p style="padding-left: 40px;" data-start="4667" data-end="4706">• “Weekly Home Reset Schedule” template</p>
<p style="padding-left: 40px;" data-start="4709" data-end="4751">• “How to Plan a Party Without Stress” guide</p>
<p data-start="4753" data-end="4855"><strong>You can sell digital products using:</strong><br data-start="4789" data-end="4792" /><a href="https://payhip.com">Payhip</a><br data-start="4821" data-end="4824" /><a href="https://gumroad.com">Gumroad</a></p>
<p data-start="4857" data-end="4917"><strong>And create them easily in:</strong><br data-start="4883" data-end="4886" /><a href="https://www.canva.com">Canva</a></p>
<p data-start="4919" data-end="5000">Then use <a href="https://www.instagram.com/reels/">Instagram Reels</a> to drive traffic:</p>
<p data-start="5002" data-end="5094"><em>Influencer tip: People don’t buy “pretty.” They buy solutions. Make it helpful, not perfect.</em></p>
<h3 data-start="5101" data-end="5147">6. Freelance Services for Local Businesses</h3>
<p data-start="5149" data-end="5271">This one is underrated and pays well because local business owners are overwhelmed and just need someone to handle things.</p>
<p data-start="5273" data-end="5307"><strong>Great freelance services for moms:</strong></p>
<p style="padding-left: 40px;" data-start="5310" data-end="5332">• social media posting</p>
<p style="padding-left: 40px;" data-start="5335" data-end="5354">• email newsletters</p>
<p style="padding-left: 40px;" data-start="5357" data-end="5380">• simple graphic design</p>
<p style="padding-left: 40px;" data-start="5383" data-end="5397">• blog writing</p>
<p style="padding-left: 40px;" data-start="5400" data-end="5424">• Pinterest pin creation</p>
<p style="padding-left: 40px;" data-start="5427" data-end="5458">• review responses and engagement</p>
<p data-start="5460" data-end="5586"><strong>You can find clients through networking or platforms like:</strong><br data-start="5518" data-end="5521" /><a href="https://www.upwork.com">Upwork</a> <br data-start="5554" data-end="5557" /><a href="https://contra.com">Contra</a></p>
<p data-start="5588" data-end="5677"><strong>To stay organized and professional without chaos, use:</strong><br data-start="5642" data-end="5645" /><a href="https://www.notion.so">Notion</a></p>
<p data-start="5679" data-end="5776">Even 2–3 local clients can create solid monthly income, and it’s easier than chasing brand deals.</p>
<h3 data-start="5783" data-end="5840">7. Substack Newsletter (For Smart, Consistent Income)</h3>
<p data-start="5842" data-end="5994">Newsletters are having a moment because people crave personality and trust. Substack makes it easy to publish free content and offer paid subscriptions.</p>
<p data-start="5996" data-end="6020"><strong>Great newsletter angles:</strong></p>
<p style="padding-left: 40px;" data-start="6023" data-end="6045">• mom life + real talk</p>
<p style="padding-left: 40px;" data-start="6048" data-end="6062">• family meals</p>
<p style="padding-left: 40px;" data-start="6065" data-end="6079">• beauty finds</p>
<p style="padding-left: 40px;" data-start="6082" data-end="6096">• budget hacks</p>
<p style="padding-left: 40px;" data-start="6099" data-end="6133">• relationship and identity shifts</p>
<p style="padding-left: 40px;" data-start="6136" data-end="6173">• “what I’m actually buying this month”</p>
<p data-start="6175" data-end="6224"><strong>Start here:</strong><br data-start="6186" data-end="6189" /><a href="https://substack.com">Substack</a></p>
<p data-start="6226" data-end="6315">Want to build an email list outside Substack too?<br data-start="6275" data-end="6278" /><a href="https://convertkit.com">ConvertKit</a></p>
<p data-start="6317" data-end="6389">This is perfect if you like writing and want income that grows steadily.</p>
<h2 data-start="6396" data-end="6462">The Best Platforms for Side Hustles in 2026 (Quick Cheat Sheet)</h2>
<p data-start="6464" data-end="6515"><strong>If you’re deciding where to start, here’s the vibe:</strong></p>
<p style="padding-left: 40px;" data-start="6519" data-end="6592">• <a href="https://www.tiktok.com"><strong data-start="6519" data-end="6529">TikTok</strong></a> for fast discovery and product sales</p>
<p style="padding-left: 40px;" data-start="6595" data-end="6677">• <a href="https://www.instagram.com"><strong data-start="6595" data-end="6608">Instagram</strong></a> for brand building and digital products</p>
<p style="padding-left: 40px;" data-start="6680" data-end="6767">• <a href="https://www.facebook.com"><strong data-start="6680" data-end="6692">Facebook</strong></a> for local selling and community-based services</p>
<p style="padding-left: 40px;" data-start="6770" data-end="6855">• <a href="https://www.pinterest.com"><strong data-start="6770" data-end="6783">Pinterest</strong></a> for long-term traffic and affiliate income</p>
<p style="padding-left: 40px;" data-start="6858" data-end="6940">• <a href="https://www.youtube.com/shorts"><strong data-start="6858" data-end="6876">YouTube Shorts</strong></a> for evergreen video discovery</p>
<p data-start="6942" data-end="7026">You don’t need all of them. You need one that matches your personality and schedule.</p>
<h2 data-start="7033" data-end="7101">Real Talk: A Side Hustle Should Support Your Life, Not Consume It</h2>
<p data-start="7103" data-end="7174">The best side hustles in 2026 are the ones you can actually stick with.</p>
<p data-start="7176" data-end="7343">Not the ones that look cool online. Not the ones that require you to wake up at 4:45 a.m. Not the ones that make you cry into your iced coffee because you’re “behind.”</p>
<p data-start="7345" data-end="7409">Start small. Stay consistent. Build something that feels doable.</p>
<p data-start="7411" data-end="7461">Side hustles are not about doing the most anymore.</p>
<p data-start="7463" data-end="7509">They’re about building options, on your terms.</p>
<h2 data-start="211" data-end="254">Which Side Hustle Fits You? (Quick Quiz)</h2>
<p data-start="256" data-end="411">Grab your coffee, your emotional support water bottle, and let’s figure out what side hustle actually matches your personality, schedule, and energy level.</p>
<p data-start="413" data-end="532"><strong data-start="413" data-end="458">Pick the answer that sounds most like you</strong> for each question. No overthinking. Your first instinct is usually right.</p>
<h3 data-start="539" data-end="572">1) Your free time looks like…</h3>
<p data-start="573" data-end="731">A. Random 10 minute pockets and chaos<br data-start="610" data-end="613" />B. A couple hours a week if I plan it<br data-start="650" data-end="653" />C. I can commit to a steady schedule<br data-start="689" data-end="692" />D. I have time, I just want flexibility</p>
<h3 data-start="738" data-end="785">2) Your comfort level being “on camera” is…</h3>
<p data-start="786" data-end="933">A. Absolutely not, do not perceive me<br data-start="823" data-end="826" />B. Maybe if I don’t have to talk<br data-start="858" data-end="861" />C. I can talk if I feel confident<br data-start="894" data-end="897" />D. I love it, give me the ring light</p>
<h3 data-start="940" data-end="974">3) You want income that feels…</h3>
<p data-start="975" data-end="1066">A. Fast and simple<br data-start="993" data-end="996" />B. Consistent and steady<br data-start="1020" data-end="1023" />C. Scalable long-term<br data-start="1044" data-end="1047" />D. Creative and fun</p>
<h3 data-start="1073" data-end="1129">4) You’re most likely to stick with something if it…</h3>
<p data-start="1130" data-end="1272">A. Doesn’t require a big learning curve<br data-start="1169" data-end="1172" />B. Works even when life gets busy<br data-start="1205" data-end="1208" />C. Builds momentum over time<br data-start="1236" data-end="1239" />D. Lets me express my personality</p>
<h3 data-start="1279" data-end="1318">5) Your ideal side hustle involves…</h3>
<p data-start="1319" data-end="1460">A. Selling something quickly<br data-start="1347" data-end="1350" />B. Helping people or businesses<br data-start="1381" data-end="1384" />C. Creating content once and reusing it<br data-start="1423" data-end="1426" />D. Making videos or posting online</p>
<h3 data-start="1467" data-end="1503">6) Your current energy level is…</h3>
<p data-start="1504" data-end="1627">A. Tired but determined<br data-start="1527" data-end="1530" />B. Overstimulated but capable<br data-start="1559" data-end="1562" />C. Motivated and ready to build<br data-start="1593" data-end="1596" />D. Chaos-adjacent but confident</p>
<h3 data-start="1634" data-end="1672">7) Your dream work environment is…</h3>
<p data-start="1673" data-end="1829">A. Anywhere, as long as it’s low effort<br data-start="1712" data-end="1715" />B. At home with a laptop and snacks<br data-start="1750" data-end="1753" />C. Structured, organized, and productive<br data-start="1793" data-end="1796" />D. Creative, flexible, and social</p>
<h3 data-start="1836" data-end="1885">8) When you start something new, you usually…</h3>
<p data-start="1886" data-end="2020">A. Want it to be easy or I quit<br data-start="1917" data-end="1920" />B. Need a simple plan to follow<br data-start="1951" data-end="1954" />C. Go all in and get serious<br data-start="1982" data-end="1985" />D. Make it fun so I stay consistent</p>
<h2 data-start="2027" data-end="2057">Results: Count Your Letters</h2>
<p data-start="2059" data-end="2415"><strong>Mostly A’s: The Quick Cash Side Hustler</strong><br data-start="2102" data-end="2105" />You want something simple and low effort that brings in extra money without becoming your whole life.<br data-start="2206" data-end="2209" /><strong data-start="2209" data-end="2239">Best side hustles for you:</strong> Facebook Marketplace flipping, selling unused items, local resale, simple affiliate links, small service gigs.<br data-start="2350" data-end="2353" />Perfect if you want quick wins without a huge time commitment.</p>
<p data-start="2059" data-end="2415"><strong>Mostly B’s: The Steady Builder</strong><br data-start="2456" data-end="2459" />You thrive with consistency and predictable income. You don’t want chaos. You want something that fits your real schedule.<br data-start="2581" data-end="2584" /><strong data-start="2584" data-end="2614">Best side hustles for you:</strong> freelancing (social posts, writing, admin), UGC for brands, managing newsletters for small businesses.<br data-start="2717" data-end="2720" />This is the “two clients and peace” vibe.</p>
<p data-start="2059" data-end="2415"><strong>Mostly C’s:</strong> <strong data-start="2780" data-end="2804">The Long-Term Scaler</strong><br data-start="2804" data-end="2807" />You’re thinking bigger picture. You want something that can grow and make money even when you’re not actively working.<br data-start="2925" data-end="2928" /><strong data-start="2928" data-end="2958">Best side hustles for you:</strong> digital products, Pinterest affiliate strategy, blogging, email list building, Substack newsletters.<br data-start="3059" data-end="3062" />Your side hustle is an investment, and you’re playing the long game.</p>
<p data-start="2059" data-end="2415"><strong>Mostly D’s:</strong> <strong data-start="3149" data-end="3182">The Influencer Energy Hustler</strong><br data-start="3182" data-end="3185" />You’re creative, social, and you’re not afraid to put yourself out there. You want a side hustle that feels fun and expressive.<br data-start="3312" data-end="3315" /><strong data-start="3315" data-end="3345">Best side hustles for you:</strong> TikTok Shop affiliate content, Instagram Reels + digital products, brand partnerships, UGC with personality.<br data-start="3454" data-end="3457" />You were made for “here’s what I’m obsessed with this week” content.</p>
<h3 data-start="3532" data-end="3585">Bonus: The Reality Check (AKA Mom honesty moment)</h3>
<p data-start="3586" data-end="3755">You do not need the “perfect side hustle.”<br data-start="3628" data-end="3631" />You need the one you can still do when you’re tired, busy, and your kid is asking for a snack while you’re answering emails.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/side-hustles-are-back-but-were-doing-them-way-less-chaotic-in-2026/">Side Hustles Are Back (But We’re Doing Them Way Less Chaotic in 2026)</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>Tips to Teach Kids About Family Finances</title>
		<link>https://akamommagazine.com/lifestyle/finance/tips-teach-kids-family-finances/</link>
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		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Wed, 03 Sep 2025 14:39:31 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Kids and Money]]></category>
		<category><![CDATA[parenting advice]]></category>
		<category><![CDATA[teaching kids about money]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=6805</guid>

					<description><![CDATA[<p>Teaching kids about family finances can be easy and fun.  Learning about money helps kids learn how to be responsible, generous and conscious of spending choices.  It’s never too early to teach kids about the family's finances.  Having a grasp of what it takes to run a household teaches kids the value of money at an early age.  Here are a few tips to introduce the idea of money and budgeting to kids.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/tips-teach-kids-family-finances/">Tips to Teach Kids About Family Finances</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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			<p><span style="color: #000000;"><strong><em>By Jennifer Chung, <a style="color: #000000;" href="https://kinsights.com">Kinsights.com</a></em></strong></span></p>
<p><span style="color: #000000;">Teaching kids about family finances can be easy and fun.  Learning about money helps kids learn how to be responsible, generous and conscious of spending choices.  It’s never too early to teach kids about the family&#8217;s finances.  Having a grasp of what it takes to run a household teaches kids the value of money at an early age.  Here are a few tips to introduce the idea of money and budgeting to kids:</span></p>
<p><span style="color: #000000;"><strong>Allowance</strong> &#8211; A great way to acquaint kids with the concept of money and budgeting is to assign chores and pay an allowance.  Teach them save 10% each week in a saving account.  Discuss larger purchases, like a PlayStation or designer jeans, that may be out of your budget and have them set aside an additional 10% to go towards that purchase. Once those obligations have been met, allow them to spend the rest of their hard earned money. Never let them borrow against the next week’s payment, as that will only set up a poor expectation for later in life. Setting up a simple system when kids are young will help establish a foundation to build on as they get older.  Giving kids an allowance for discretionary spending will help them learn more about spending and be more mindful of the things they really want to purchase and the things they would rather save up to get.  Receiving an allowance also teaches them the value of working to get a “paycheck”.</span></p>
<p><span style="color: #000000;"><strong>Budgeting</strong> &#8211; By the time kids reach elementary school, they are old enough to understand basic finances.  Have your kids sit with you weekly to pay bills and pass out allowances.  Discuss the costs involved with running a household, i.e., mortgage, utilities, groceries, gas for the car, school clothes/supplies, sports fees, daycare etc.  Convey the importance of paying bills on time and introduce the idea of a credit report and the impact it has on large purchases like a car or using a credit card where you need to make installment payments.  Explain the filing system and let them file the paid bills in the proper folder in the filing cabinet. Discuss the importance of having a long-term savings account versus just saving for a large purchase like an appliance or vacation.</span></p>
<p><span style="color: #000000;"><strong>Expectations</strong> &#8211; Kids pick up on patterns easily, so be careful not to set expectations for buying something each time you go shopping. Avoid whining children by allowing them to bring along a wish list when they go to the store.  If they see something they want, they can put it on their wish list for birthdays and other holidays, or choose to save and purchase it for it themselves.  Being able to add something to the list gives them something to look forward to and stifles the need for instant gratification.  Before birthdays and holidays or once they have saved enough money, have them prioritize their wish list. Allowing them to have control over their spending decisions will give them a higher sense of satisfaction.</span></p>
<p><span style="color: #000000;">Like it or not, the world revolves around money.  Learning how money works in our society is a lesson all kids need to understand.  Getting kids involved in family finances gives them a sense of belonging, it teaches them to make responsible choices and it develops life-long habits of saving for the future.</span></p>
<p>&nbsp;</p>
<p>&nbsp;</p>
<p><span style="color: #000000;"><em><span style="font-size: 8pt;"><strong>About Jennifer Chung &amp; Kinsights:</strong></span></em></span><br />
<span style="color: #000000;"><em><span style="font-size: 8pt;"> Jennifer Chung is a parenting expert and co-founder of <strong>Kinsights.com</strong>: part parenting community, part online health record. Kinsights provides parents with a safe place to seek answers to their questions while also helping them track their child’s health information. Organize your child’s growth and developmental milestones, immunizations, medications, allergies, and more.  Connect with Kinsights at <a style="color: #000000;" href="https://kinsights.com">https://kinsights.com</a> to learn more and sign-up! You can also follow them on <a style="color: #000000;" href="http://cts.vresp.com/c/?frankiehcprgroup.com/767a27168e/31f0285d3d/5cb2304406">Facebook</a> and <a style="color: #000000;" href="http://cts.vresp.com/c/?frankiehcprgroup.com/767a27168e/31f0285d3d/7fe13f79a9">Twitter</a> (@kinsights).</span></em></span></p>
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<p>The post <a href="https://akamommagazine.com/lifestyle/finance/tips-teach-kids-family-finances/">Tips to Teach Kids About Family Finances</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>Side Hustle Culture Is Out. Sustainable Income Is In.</title>
		<link>https://akamommagazine.com/lifestyle/side-hustle-culture-is-out-sustainable-income-is-in/</link>
					<comments>https://akamommagazine.com/lifestyle/side-hustle-culture-is-out-sustainable-income-is-in/#respond</comments>
		
		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Sun, 13 Apr 2025 00:26:21 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Lifestyle]]></category>
		<category><![CDATA[financial wellness for women]]></category>
		<category><![CDATA[millennial women careers]]></category>
		<category><![CDATA[modern motherhood]]></category>
		<category><![CDATA[mom burnout]]></category>
		<category><![CDATA[redefining success]]></category>
		<category><![CDATA[side hustle culture]]></category>
		<category><![CDATA[sustainable income]]></category>
		<category><![CDATA[women and work]]></category>
		<category><![CDATA[Work-life balance]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=12334</guid>

					<description><![CDATA[<p>More women are stepping away from side hustle culture and choosing sustainable income that fits real life. Fewer hustles, less burnout, and work that actually lasts.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/side-hustle-culture-is-out-sustainable-income-is-in/">Side Hustle Culture Is Out. Sustainable Income Is In.</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p data-start="261" data-end="452">There was a time when every scroll came with a reminder that you could be doing more. Selling something. Launching something. Monetizing a hobby. Turning your free time into a revenue stream.</p>
<p data-start="454" data-end="561">Side hustle culture had us convinced that if we weren’t working every spare moment, we were falling behind.</p>
<p data-start="563" data-end="623">Fast forward to now, and a lot of women are quietly over it.</p>
<p data-start="625" data-end="795">Not because we don’t want financial stability. Not because ambition disappeared. But because the constant grind stopped feeling empowering and started feeling exhausting.</p>
<p data-start="797" data-end="942">Somewhere between burnout, rising costs, and real-life responsibilities, women started asking a different question: Is this actually sustainable?</p>
<h3 data-start="944" data-end="988">When Hustle Culture Stopped Feeling Cute</h3>
<p data-start="990" data-end="1102">Side hustles were originally framed as freedom. Extra income. Flexibility. A way to build something of your own.</p>
<p data-start="1104" data-end="1136">And for a while, that felt true.</p>
<p data-start="1138" data-end="1307">But then the hustle never shut off. The “just one more thing” mentality crept in. Nights turned into work hours. Weekends disappeared. Rest started to feel unproductive.</p>
<p data-start="1309" data-end="1409">What was supposed to be empowering slowly became another job layered on top of an already full life.</p>
<p data-start="1411" data-end="1581">Women noticed. Especially moms, caregivers, and anyone balancing multiple roles. The cost of always being “on” was showing up in stress levels, health, and relationships.</p>
<p data-start="1583" data-end="1689">Hustle culture didn’t account for mental load. Or burnout. Or the reality that time and energy are finite.</p>
<h3 data-start="1691" data-end="1730">The Shift Toward Sustainable Income</h3>
<p data-start="1732" data-end="1839">Here’s what’s changing. Women aren’t giving up on earning. They’re redefining how it fits into their lives.</p>
<p data-start="1841" data-end="2088">Sustainable income doesn’t mean passive income fantasies or overnight success. It means income streams that don’t require constant output to survive. Work that aligns with real schedules. Projects that grow without consuming every ounce of energy.</p>
<p data-start="2090" data-end="2130">This shift looks different for everyone.</p>
<p data-start="2132" data-end="2392">For some, it’s moving away from multiple small side hustles into one focused stream. For others, it’s prioritizing contract work, consulting, or creative projects that scale more intentionally. And for many, it’s simply choosing work that leaves room for rest.</p>
<p data-start="2394" data-end="2441">The common thread is sustainability over speed.</p>
<h3 data-start="2443" data-end="2498">Why Women Are Choosing Fewer, Better Income Streams</h3>
<p data-start="2500" data-end="2570">There’s a growing awareness that doing less can actually lead to more.</p>
<p data-start="2572" data-end="2650">More clarity. More consistency. More energy to show up fully where it matters.</p>
<p data-start="2652" data-end="2848">Instead of chasing every opportunity, women are asking better questions. Does this pay fairly for my time? Can this grow without constant effort? Does this fit the season of life I’m in right now?</p>
<p data-start="2850" data-end="2947">The answer doesn’t always need to be yes forever. But it needs to be yes enough to feel worth it.</p>
<p data-start="2949" data-end="2995">This mindset shift isn’t lazy. It’s strategic.</p>
<h3 data-start="2997" data-end="3045">The Role of Real Life in Financial Decisions</h3>
<p data-start="3047" data-end="3171">One of the biggest reasons side hustle culture is losing its shine is because women are being more honest about their lives.</p>
<p data-start="3173" data-end="3237">Kids get sick. Parents age. Energy fluctuates. Priorities shift.</p>
<p data-start="3239" data-end="3428">Income plans that rely on nonstop output don’t leave room for reality. Sustainable income acknowledges that life happens and builds flexibility into the plan instead of pretending it won’t.</p>
<p data-start="3430" data-end="3494">That might mean fewer launches. Longer timelines. Slower growth.</p>
<p data-start="3496" data-end="3512">And that’s okay.</p>
<p data-start="3514" data-end="3564">Stability isn’t about speed. It’s about longevity.</p>
<h3 data-start="3566" data-end="3608">Redefining Success Without the Burnout</h3>
<p data-start="3610" data-end="3725">For years, success was measured by how busy you were. How much you could juggle. How hard you were willing to push.</p>
<p data-start="3727" data-end="3777">Now, more women are measuring success differently.</p>
<p data-start="3779" data-end="3924">Does my income support my life instead of controlling it? Do I have time to rest without guilt? Can I step back without everything falling apart?</p>
<p data-start="3926" data-end="3984">These questions are shaping the next wave of work culture.</p>
<p data-start="3986" data-end="4035">And they’re not just personal. They’re practical.</p>
<h3 data-start="4037" data-end="4069">Choosing What Actually Works</h3>
<p data-start="4071" data-end="4217">There’s no one-size-fits-all answer. Some women still love side hustles. Some are scaling businesses. Some are stepping back entirely to reassess.</p>
<p data-start="4219" data-end="4282">What’s different now is the permission to choose intentionally.</p>
<p data-start="4284" data-end="4436">To stop romanticizing exhaustion. To stop glorifying nonstop productivity. To build income in a way that supports health, family, creativity, and peace.</p>
<p data-start="4438" data-end="4492">Side hustle culture isn’t disappearing. It’s evolving.</p>
<p data-start="4494" data-end="4542">And sustainable income is becoming the new flex.</p>
<p data-start="4544" data-end="4699">Because at this stage of life, success isn’t about doing the most. It’s about doing what actually works and still having energy left at the end of the day.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/side-hustle-culture-is-out-sustainable-income-is-in/">Side Hustle Culture Is Out. Sustainable Income Is In.</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>Spring Finance Advice for Families</title>
		<link>https://akamommagazine.com/lifestyle/finance/spring-finance-advice-families/</link>
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		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Mon, 17 Feb 2025 20:30:57 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[family]]></category>
		<category><![CDATA[Finances]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[saving money]]></category>
		<category><![CDATA[spending habits]]></category>
		<category><![CDATA[staying within a budget]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=5683</guid>

					<description><![CDATA[<p>Spring is a great time to start fresh and get organized with your finances. For families looking to save more money this year, MoneyStream is here to help! Staying on budget can be overwhelming and stressful so consider following these important guidelines to help you achieve your goals. We promise it’s that simple!</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/spring-finance-advice-families/">Spring Finance Advice for Families</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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			<p><strong>By: The experts at MoneyStream (<a href="http://www.moneystream.com">www.moneystream.com</a>)</strong></p>
<p>Spring is a great time to start fresh and get organized with your finances. For families looking to save more money this year, MoneyStream is here to help! Staying on budget can be overwhelming and stressful so consider following these important guidelines to help you achieve your goals. We promise it’s that simple!</p>
<ol start="1">
<li><b><span style="text-decoration: underline;">Categorize Past Spending</span></b></li>
</ol>
<p style="padding-left: 30px;">It&#8217;s always important to track where your money is going and the best way to do this is to create categories of spending. Examples include groceries, gas, bills, personal services, travel and more. This is a basic premise of budgeting. Once you understand how your money is spent, you can begin to set realistic goals for your budget. You can also begin to understand where your money outflows are concentrated and make decisions based on your needs versus wants.  Most financial tools and services provide categorized spending which is beneficial because this is the first step in taking control of your budget and money.</p>
<ol start="2">
<li><b><span style="text-decoration: underline;">Budgeting to live within your means</span></b></li>
</ol>
<p style="padding-left: 30px;">While it’s important to track where your money is being spent, it is also essential to understand where it’s heading in the future. Often the future budget is best laid out in a cash flow projection so you can see if you are living within your means. This is an important part of budgeting. In order to understand if you&#8217;re living within your budget, you need to know if your money inflows are greater than your money outflows. <a href="http://www.moneystream.com/">MoneyStream</a> is one of the only services that analyzes your past spending to automatically predict your future money streams (inflows and outflows). You may be surprised to learn that many people are unaware if they are living within their means. There are many hidden costs that people don&#8217;t even know they&#8217;re spending. For example, credit card spending can mask your true money outflows because there are often recurring expenses that hit accounts based on online services that you don&#8217;t even know you&#8217;ve signed up for. MoneyStream takes into spending across all accounts so that the customer sees a realistic picture of their true money outflow and inflow.</p>
<ol start="3">
<li><b><span style="text-decoration: underline;">Use Technology to Help Create a Budget</span></b></li>
</ol>
<p style="padding-left: 30px;">Budget with the latest technology! New online services such as MoneyStream are emerging that do almost all of the work for you. Most of the tools today have historically required that you input your budget items based on your knowledge of where you spend your money and your known income. Often, it&#8217;s unclear which part of your money outflows are recurring expenses.  There are also fluctuations in your money outflows over time. A service like MoneyStream provides sophisticated mathematical formulas to your past spending to analyze what your future money outflows and inflows look like. Why try to figure it out for yourself? The service builds an automatic budget of future money inflows and outflows rather than asking the customer to input those items. It&#8217;s based on actual spending so it&#8217;s more accurate and it takes minutes to create. By mathematically finding the inflows and outflows &#8211; a budget is created automatically.</p>
<ol start="4">
<li><b><span style="text-decoration: underline;">Find a Service to Monitor Your Budget</span></b></li>
</ol>
<p style="padding-left: 30px;">After your budget is created, it is important to then constantly monitor it. Finding easy to use online services to track and manage your budget is a critical step to staying on top of your money. Most people, with even the best of intentions, will abandon a system to help manage their money if it is not intuitive, easy, and built into the fabric of their everyday life. In fact, only 20 percent of households in the United States are known to track their spending judicially.  These individuals are known as &#8220;trackers&#8221;.  That means 80 percent of the population have not yet found a service that meets the criteria of seamless money management. The true secret is to find a service that keeps on top of your budget and manages it the way you manage your life already. MoneyStream uses a simple calendar based system to present when money is leaving and when it is coming into your accounts.  It shows which days to expect your specific money inflows and outflows. This gives you more control over how and when you want to spend your money.  Not only are you tracking your budget but you are controlling it.</p>
<ol start="5">
<li><b><span style="text-decoration: underline;">Use Alerts Often</span></b></li>
</ol>
<p style="padding-left: 30px;">Once you&#8217;ve created your budget, made adjustments to live within your means, and picked a system to help monitor your money, you can then start to look for additional features that oversee fluctuations in your spending automatically. Often times, these will come in the form of alerts that are sent via email or texts. These alerts can notify you if your spending is showing inconsistencies from past spending or if specific recurring bills are higher or lower than average.  Since recurring bills make up the majority of the monthly budget items, it&#8217;s good to look for services, such as MoneyStream or Mint, that provide alerts for upcoming bills and payments. Even better, MoneyStream provides smart alerts that allow you to decide if and when you&#8217;ll pay a bill based on how it relates to your monthly budget amount.</p>
<p>MoneyStream is a new online service that puts people in control of their money today so they can have the luxury of planning for their tomorrows.  MoneyStream is the only free online service that provides insights into a customer’s money, gives them the control levers to set, and then does the work for them, on their behalf.   The service does this by linking to all bank accounts, credit card account, and biller accounts to provide the necessary data (statements, bill payment details, payment instructions, history) and then presents this in an easy to user calendar interface that allows customers to actively see where their money went, where it’s going tomorrow, and set when they want to be notified about it.   MoneyStream’s smart technology quickly learns what the customer needs and acts accordingly. It’s like putting your money on “auto-pilot” making managing the day-to-day easier and enjoyable. <strong><a href="http://www.moneystream.com">www.moneystream.com</a></strong></p>
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<p>The post <a href="https://akamommagazine.com/lifestyle/finance/spring-finance-advice-families/">Spring Finance Advice for Families</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>The time is right to seek new income opportunities</title>
		<link>https://akamommagazine.com/lifestyle/finance/the-time-is-right-to-seek-new-income-opportunities/</link>
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		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Wed, 27 Dec 2017 05:41:49 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=10298</guid>

					<description><![CDATA[<p>Whether you plan to watch the ball drop in Times Square this New Year’s Eve or be in bed by 10 p.m., one thing is certain: a new year is coming, and with it comes a chance for change. It’s a time to reflect on what works best for you and reset your course for the coming year. Research shows that 41 percent of Americans usually make New Year’s resolutions, and after spending the holidays indulging in food and festivities, it’s not surprising that the most popular resolutions include weight loss, improved fitness and healthier eating.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/the-time-is-right-to-seek-new-income-opportunities/">The time is right to seek new income opportunities</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
]]></description>
										<content:encoded><![CDATA[<p>Whether you plan to watch the ball drop in Times Square this New Year’s Eve or be in bed by 10 p.m., one thing is certain: a new year is coming, and with it comes a chance for change. It’s a time to reflect on what works best for you and reset your course for the coming year. Research shows that 41 percent of Americans usually make New Year’s resolutions, and after spending the holidays indulging in food and festivities, it’s not surprising that the most popular resolutions include weight loss, improved fitness and healthier eating.</p>
<p>As the holiday bills start coming in, it’s also common for people to focus on getting their finances into better order. The Federal Reserve Board discovered in a survey of working Americans that nearly half of U.S. adults don’t have enough cash on hand to pay for a $400 emergency. If that’s a concern for you, consider joining the 44 million Americans who have found ways to make money in addition to their main source of income. Common options include waiting tables, working retail, becoming a rideshare driver and direct selling.</p>
<p>Direct selling, also called direct-to-consumer sales, has been around for over 160 years, and companies like WorldVentures, Avon, Tupperware and Amway have been offering new business opportunities to independent sales representatives since they opened. The direct-sales business is still booming, with a record 20.5 million people involved in the U.S. alone in 2016. The estimated direct retail sales of $35.54 billion in 2016 was the second-highest in direct-selling history.</p>
<p><span style="color: #ff6100;"><strong>Is working in direct sales right for you? Benefits of working in the industry can include:</strong></span></p>
<ul>
<li><strong>Flexibility —</strong> You determine your schedule, and you choose to work as many — or as few — hours as you want. If you have a knack for direct selling, you could ultimately make it your main source of income.</li>
<li><strong>Personal growth and development —</strong> Take advantage of the tools and training offered by your direct selling company to help you build your business.</li>
<li><strong>Companionship —</strong> Connect with fellow sales representatives and prospective customers, any of which can lead to lasting relationships.</li>
</ul>
<p>Passion for travel and financial freedom prompted Wayne Nugent, founder and &#8220;chief visionary officer&#8221; of WorldVentures, to launch his direct sales business in 2005. “We’ve been changing the way people take vacations for more than a decade, all while helping our independent representatives discover their potential and experience more in life,” says Nugent. “We have a world-class product and we embrace a culture of success.”</p>
<p>WorldVentures, a direct seller of travel and leisure club memberships, is just one of many opportunities waiting for you. Whether you decide to go into direct sales, housesitting or part-time bartending, the possibilities for supplemental income are limited only by your imagination.</p>
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<p><span style="font-size: 8pt;"><em>*BPT</em></span></p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/the-time-is-right-to-seek-new-income-opportunities/">The time is right to seek new income opportunities</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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		<title>5 fiscally-friendly budgeting tips for your family</title>
		<link>https://akamommagazine.com/lifestyle/finance/5-fiscally-friendly-budgeting-tips-for-your-family/</link>
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		<dc:creator><![CDATA[wmanning]]></dc:creator>
		<pubDate>Tue, 14 Feb 2017 03:45:10 +0000</pubDate>
				<category><![CDATA[Finance]]></category>
		<guid isPermaLink="false">https://r75u5rlz9e.onrocket.site/?p=10171</guid>

					<description><![CDATA[<p>Kids grow up so fast. As they do, those bills grow up right along with them - often faster than you can bring more money in, right? Yes, your budget is tighter than ever before, but you certainly don't want to sacrifice the fun things you do as a family just because of money.</p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/5-fiscally-friendly-budgeting-tips-for-your-family/">5 fiscally-friendly budgeting tips for your family</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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										<content:encoded><![CDATA[<p><span style="color: #000000;">Kids grow up so fast. As they do, those bills grow up right along with them &#8211; often faster than you can bring more money in, right? Yes, your budget is tighter than ever before, but you certainly don&#8217;t want to sacrifice the fun things you do as a family just because of money.</span></p>
<p><span style="color: #000000;">The good news is that you don&#8217;t have to sacrifice fun. There are plenty of budget friendly choices and ways to cut expenses without cutting the fun. Start with these five tips below and you&#8217;ll keep your family&#8217;s free time fun without being financially frivolous.</span></p>
<p><span style="color: #000000;"><span style="color: #ff0000;"><strong>Cut the cable.</strong></span> Your family loves watching television shows together, and when it comes to selection you&#8217;ve got plenty to choose from &#8211; network TV, cable/satellite, streaming and DVD/Blue Rays. And you pay for all of them when you probably don&#8217;t need to. Record your family&#8217;s TV habits for a couple of weeks and see what you use and what you don&#8217;t. If streaming is the big thing in your home, you can save money by eliminating cable and you can probably cut back on your DVD/Blu-Ray purchases as well.</span></p>
<p><span style="color: #000000;"><span style="color: #ff0000;"><strong>Look for value where you dine.</strong></span> Parents love the perks of dining out &#8211; you get to skip the cooking, serving and clean-up, and get to focus on what&#8217;s really important: spending time with family. While dining out can be expensive, you don&#8217;t have to sacrifice it in the name of a budget, just be smarter about where you choose to go. <span style="color: #0000ff;"><a style="color: #0000ff;" href="https://www.steaknshake.com/menu_specials/kids-eat-free" rel="nofollow">Steak &#8216;n Shake</a></span>, for example, is now offering a &#8216;Kids Eat Free All Day Every Day&#8217; promotion, meaning kids 12 and under can enjoy any Kids Plate for free any time during the day, any day of the week, with a qualifying purchase. Kids can pick from favorites like the Original Steakburger, chicken fingers or macaroni and cheese. All kids plates are served with a choice of fries or applesauce. That means your family can still enjoy dining out without blowing your budget. The promotion is available to dine-in customers at more than 400 participating company owned restaurants nationwide. To find a participating location near you, visit <span style="color: #0000ff;"><a style="color: #0000ff;" href="https://tinyurl.com/KEFADED" rel="nofollow">https://tinyurl.com/KEFADED</a></span>.</span></p>
<p><span style="color: #000000;"><span style="color: #ff0000;"><strong>Rethink your cell phone bill.</strong></span> You&#8217;re quick to ditch your old phone the minute you&#8217;re eligible for an upgrade, but you&#8217;re hesitant to change providers. Don&#8217;t be. With family cell phone bills starting to resemble car payments, it&#8217;s time to put this expense under the microscope. The cell phone market is more competitive than ever and often there are real cost benefits in switching plans. So shop around and find the best plan for your family&#8217;s needs. It&#8217;s one upgrade worth getting excited about.</span></p>
<p><span style="color: #000000;"><span style="color: #ff0000;"><strong>Pull the plug.</strong></span> The modern home is always plugged in and that shows up on your electric bill. Many gadgets &#8211; like your TV, cable boxes, DVD player or computer &#8211; are actually vampire electronics, meaning they suck energy even when they&#8217;re turned off. So unplug these items when they&#8217;re not in use, it won&#8217;t hamper your enjoyment of them at all and it will save you money on your monthly bill.</span></p>
<p><span style="color: #000000;"><span style="color: #ff0000;"><strong>Plan a staycation.</strong></span> Vacations can be one of the most expensive activities a family does each year. Instead of breaking the bank on a lavish trip, explore the benefits of a staycation. From historical sites to campgrounds to free museums, you can save hundreds of dollars and still have fun by staying close to home. Be creative! Check your city or state&#8217;s tourism website or your local newspaper for family-friendly events, coupons and discounts for local activities. You will be amazed by how much money you can save and how much fun you can have in your own backyard.</span></p>
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<p><em><span style="font-size: 8pt;">*BPT</span></em></p>
<p>The post <a href="https://akamommagazine.com/lifestyle/finance/5-fiscally-friendly-budgeting-tips-for-your-family/">5 fiscally-friendly budgeting tips for your family</a> appeared first on <a href="https://akamommagazine.com">AKAMom Magazine</a>.</p>
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